Oregon-Based Merchant Services

The honest alternative to
Toast, Clover, and Square.

Dual pricing. Zero processing fees. $29/mo flat. Oregon merchants keep $5K–$15K more per year — starting day one.

Get My Free Savings Analysis → See How It Works
0% merchant processing
$29/mo flat fee
Local Oregon support
The Real Numbers

What Toast, Clover & Square actually cost you

Based on POS Battlefield industry research. A typical Oregon restaurant or retailer processing $500K/year.

What You're Paying For Toast / Clover / Square ProcessOS
Monthly Software Fee $165–$300/mo $29/mo
Processing Rate (merchant) 2.49%–2.99% 0%
Statement Fees / Hidden Charges Multiple None
Support Call center queue Direct Oregon contact
$5K–$15K

Average annual savings for Oregon merchants who switch to ProcessOS.
Most businesses see positive results within 30 days of switching. No disruption to operations.

How we get to 0% processing

It's called dual pricing — a simple, legal model that shifts processing costs off your plate and onto the customer's card transaction. Here's exactly how it works:

💵
Cash or Debit
Customer pays $10.00

Base price — no fee added. Customer gets the best deal for paying cash or debit.

vs.
💳
Credit Card
Customer pays $10.40

A small convenience fee (typically 4%) is added at checkout for card transactions. Displayed at the register.

🏪
You (the merchant)
You keep $10.00

Same net amount regardless of how the customer pays. The card fee covers processing — you pay $0.

100% compliant — Dual pricing is federally legal and widely used by restaurants, retailers, and service businesses.
Fully disclosed — Card prices are clearly posted at the register. No hidden surprises for your customers.
You pay $29/mo flat — That's it. No percentage of your sales. No per-transaction fees. Just $29.
Start Saving — Subscribe $29/mo →

See your exact savings
in 10 seconds

With dual pricing, your merchant processing cost is $0. Enter your volume to see what you'd save compared to what you pay today.

$
🧮

Enter your monthly volume and current processor to see your estimated savings.

Built different.
On purpose.

🎯

0% Processing — Dual Pricing

Card processing costs are passed to card-paying customers via a small convenience fee. You pay nothing. Legal, compliant, and displayed clearly at the register.

💡

$29/mo. That's It.

One flat monthly fee. No percentage of your sales. No per-transaction charges. No statement fees. No hidden line items. Just $29 a month.

📍

Local Oregon Support

When you call, you reach someone who knows your market. Not a call center in another state. Real people, real accountability.

Ready to stop overpaying?

Subscribe now and start saving immediately. $29/mo flat — cancel anytime, no contracts.

Subscribe — $29/mo → Or Get a Free Analysis First

No contracts. No hidden fees. Cancel anytime.

The Process

Switching takes 3 steps.
Not 3 months.

1

Tell us your monthly volume

Share your last processing statement (or just estimate your volume). We'll run the numbers and show you exactly what you're paying now.

2

We show you the savings

No pressure, no obligation. You get a clear side-by-side breakdown — your current costs vs. ProcessOS. Most merchants find $500–$1,500/mo in savings.

3

Switch in 24 hours — we handle everything

Equipment, setup, and training included. Zero downtime. Most merchants are fully live within 24–48 hours of saying yes.

Real experience. Real people.
No surprises.

🏆
26 yrs
in Payment Processing
📍
Oregon
Based & Operated — Local Service
📅
Month-to-Month
Flexibility — No Lock-In Surprises
📞

Bryant answers his own phone

No call center. No tickets. No hold music. When you need help, you reach the person who set you up — not a stranger reading from a script.

🖥️

Free POS hardware — no lease, no lock-in

The hardware is yours from day one. No equipment rental fees, no hidden lease traps, no $1,000 buyout clauses buried in the fine print.

🏪

Already serving Portland & Salem businesses

Local restaurants, retailers, and service businesses across the Willamette Valley are saving with dual pricing today. You're not a guinea pig.

Frequently Asked Questions

Everything merchants ask before switching. Straight answers, no sales pitch.

Dual pricing means you display two prices at checkout — one for cash, one for card. Cash customers get a small discount; card customers pay a modest convenience fee (typically 3–4%). The result: your business collects the full sale price regardless of how the customer pays, and you pay 0% in processing fees. The fee is legally disclosed on your POS screen and receipt, so there are no surprises for customers.
Yes — fully legal in all 50 states. The 2013 Durbin Amendment explicitly permits merchants to offer cash discounts and charge convenience fees for card transactions, as long as the pricing is clearly disclosed at the point of sale. We handle compliant setup and signage so you're covered from day one.
Nothing upfront. We provide a free SkyTab POS terminal — no equipment lease, no rental fee, no buyout clause. If you already have hardware you love, we'll evaluate whether it's compatible and work with your existing setup whenever possible. Either way, you're not paying for equipment.
Most Oregon merchants processing $20K–$80K/month save $5,000–$15,000 per year after switching to dual pricing. The exact number depends on your volume, your current processor's rates, and what percentage of your customers pay by card. Run the savings calculator above to see your personalized estimate in under 30 seconds.
Month-to-month. No multi-year lock-in, no early termination fees, no buyout clauses buried in the fine print. If it's not working for you, you can leave. We'd rather earn your business every month than trap you.
24–48 hours from signing to processing. Bryant handles the installation personally — schedules around your business hours, configures the POS, runs a test transaction, and doesn't leave until everything works. Most merchants are live the next business day.

Want the full picture? Read the Complete Guide to Dual Pricing in Oregon →

Know a Business Owner Paying Too Much?

Refer them to Process with Bryant. When they switch, you both save. No catches — just a business you trust hearing about a service that actually works.

We reach out to them —
not you

We contact them — your name stays private unless you say otherwise.

OR SHARE THIS PAGE DIRECTLY

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See what you're actually paying.

Drop us your info and we'll run a free, no-pressure savings analysis on your current processing. Takes us 24 hours. Costs you nothing.

Or email us directly: processos@polsia.app

Thanks! Bryant will reach out within 24 hours.

We'll review your processing setup and send you a clear breakdown of what you're paying now vs. what you could be paying.