The Problem: Portland Businesses Pay Too Much for Card Processing
Credit card processing fees are a tax on your business. Square, Toast, Clover, Heartland, and SpotOn all use the same model: a percentage of every sale goes to processing — and the total is rarely transparent until you dig into your monthly statement.
A Portland restaurant processing $40K/month: Traditional processor costs $1,080/month (2.7% + equipment). Dual pricing costs $29/month. Annual savings: $12,132.
How Dual Pricing Works for Portland Businesses
Dual pricing posts prices that include the cost of card processing. Customers who pay cash receive a discount off the posted price; customers who pay by card pay the posted price which covers the processing cost. You net the same amount on every transaction regardless of payment method.
This model is legal in all 50 states, including Oregon under ORS 646A, and is explicitly permitted by Visa, Mastercard, Discover, and American Express.
Oregon's ORS 646A explicitly permits dual pricing — displaying different prices for cash and card transactions. Process with Bryant provides all required compliant signage with every setup.
Credit Card Processing Cost Comparison for Portland Businesses
Here's the actual cost difference on real Portland business volumes:
| Monthly Card Volume | Traditional Processor (2.7%) | Dual Pricing ($29/mo) | Annual Savings |
|---|---|---|---|
| $10,000 | $270/mo | $29/mo | $2,892 |
| $20,000 | $540/mo | $29/mo | $6,132 |
| $40,000 | $1,080/mo | $29/mo | $12,612 |
| $60,000 | $1,620/mo | $29/mo | $19,092 |
Portland Industries Using Dual Pricing
Dual pricing works across every high-card-volume industry. Process with Bryant has deployed this model across restaurants, retail, salons, coffee shops, food trucks, and trades:
Restaurants
Full-service dining, fast-casual, and takeout. High card volume, predictable tickets. Terminal displays both prices, handles tips automatically.
Retail Shops
Boutiques, gift shops, sporting goods, specialty retail. Countertop terminal shows both prices on customer-facing screen.
Coffee Shops
High-volume, low-ticket business. Dual pricing brings $11,826/year in traditional fees down to $348/year. Savings: $11,478 annually.
Food Trucks & Carts
LTE-connected wireless terminal works anywhere — no WiFi required. Dual pricing works at pod, street, or event location.
Salons & Spas
Appointment-based with consistent ticket sizes. Integrated tip prompting. Works alongside existing booking software.
Auto Repair & Trades
High average tickets — saving 2.7% on a $1,200 repair is $32.40 per transaction. Mobile terminal for in-field payment collection.
Free POS Hardware — Dual Pricing Built In
Modern dual-pricing terminals handle everything automatically. Hardware is provided at no cost to qualifying Portland-area businesses. No lease, no rental, no equipment contract.
Portland businesses processing $10,000/month or more in card volume qualify for free POS hardware. Most Portland restaurants, retailers, coffee shops, and service businesses meet this easily. Contact Bryant to confirm your qualification.
How to Switch to Dual Pricing in Portland
Switching from your current processor takes three steps. Bryant handles the transition — no lost sales, no rebuilt workflows.
Share Your Current Processing Statement
Send Bryant a recent statement. Takes about 10 minutes. You get a clear number: what you're paying now versus dual pricing, and exactly how much you'd save in year one.
Install Your Dual Pricing Terminal
Your terminal ships within 48 hours, pre-configured for dual pricing. Bryant schedules setup personally and walks you through installation on-site — typically 30–45 minutes.
Start Saving From Day One
Your first day on dual pricing, your processing cost drops to $29/month. On a $40,000/month card volume versus a 2.7% processor, you're saving $1,051/month from the first transaction.
Process with Bryant doesn't lock Portland businesses into contracts. If it doesn't work for your business, you can leave — no termination fee, no equipment return requirement.
Get Your Free Credit Card Processing Analysis
Drop your info below — Bryant will review your current processing and send you a clear savings breakdown within 24 hours. No obligation, no contracts.
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We'll review your processing setup and send you a clear breakdown of what you're paying now vs. what you could be paying.