Oregon's Payment Processing Landscape
Oregon is one of five states with no sales tax. That same consumer mindset makes Oregon ideal for dual pricing — when two prices are clearly posted (cash and card), Oregon customers understand the distinction immediately. Despite this advantage, most Oregon businesses still pay significant processing fees: a Eugene restaurant at $50,000/month in card sales at 2.6% pays $15,600/year to their processor.
Because Oregon has no sales tax, dual pricing is simpler to explain and easier for customers to accept. Customers see cash and card prices side by side — fully transparent, no surprise at checkout.
How Dual Pricing Eliminates Processing Fees for Oregon Businesses
Two prices are posted at checkout: a cash price and a card price (4% higher). When a customer pays with a card, the small convenience fee covers your processing cost. You net the same amount on every transaction regardless of how they pay.
Your processing cost drops from a percentage of every sale to $29/month flat — a reduction of 95–99% in annual processing costs for most Oregon businesses.
Traditional Processing vs. Dual Pricing
Here's what the difference looks like for a typical Oregon business doing $40,000/month in card sales:
Oregon Industries That Benefit Most
Restaurants & Cafes
High card volume, thin margins. From Portland food carts to Eugene sit-down restaurants, dual pricing is the most direct path to margin recovery. SkyTab POS included free. Portland restaurant guide →
Retail
Boutiques, outdoor gear shops, specialty stores, gift shops statewide. Countertop or wireless terminal included free. Clean dual pricing display at register.
Healthcare & Dental
Medical and dental practices with patient-pay balances benefit significantly. Works alongside insurance billing. Transparent card pricing at the front desk.
Auto Repair & Service
High average tickets mean high fees. A $1,500 repair at 2.8% is $42 per ticket — eliminated with dual pricing. Merchant services guide →
Service Businesses
Salons, spas, fitness studios, and appointment-based businesses across Oregon. Works with existing booking software.
Trades & Contractors
Plumbers, HVAC, electricians, and field service professionals throughout Oregon. Mobile reader plus virtual terminal for remote and invoice payments.
Free POS Hardware for Qualifying Oregon Businesses
- Restaurants: SkyTab POS with tableside ordering, kitchen display, tip management, and QR menu capability.
- Retail & service: Countertop or wireless terminal with dual pricing built in — plug in and go.
- Field service & trades: Mobile card reader plus virtual terminal access.
Free hardware applies to qualifying businesses processing $10,000/month or more — statewide, not just Portland. Not a lease — you own it outright. See the full free POS equipment details.
What Oregon Businesses Save Annually
Savings scale with monthly card volume, assuming a 2.6% blended rate on traditional processing:
Process with Bryant is based in Salem, OR and serves merchants across all of Oregon — Portland, Salem, Eugene, Bend, Medford, Corvallis, Ashland, and everywhere in between. 26+ years in payment processing. Bryant answers the phone directly. (503) 207-6474
See What Your Oregon Business Could Save
Get a free savings analysis in under 10 minutes. Send a recent processing statement and Bryant will show you your exact annual savings — no obligation, no sales pressure.
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