Why Portland Businesses Choose Dual Pricing

Traditional merchant services quietly drain thousands from your revenue each month via interchange, PCI fees, and statement fees. Dual pricing flips that model: two prices are displayed (cash and card, 4% higher), card-paying customers cover the processing cost transparently, and your cost drops to $29/month flat.

Oregon's lack of sales tax makes dual pricing particularly clean — customers see a cash price and a card price with no other numbers to calculate. The model complies fully with ORS 646A and federal Durbin Amendment rules.

The Numbers

A Portland retail shop processing $40,000/month in cards at a 2.6% blended rate pays $12,480/year in processing fees. With dual pricing, that drops to $348/year. That's $12,132 that stays in the business — every year.

Industries We Serve

Dual pricing works across virtually every business type that accepts cards.

🍽️

Restaurants & Cafes

High card volume and thin margins make restaurants the biggest winners. Free SkyTab POS with tableside payments, tip management, and kitchen display. See the restaurant guide →

🛍️

Retail

Boutiques, specialty shops, and service counters. Fast checkout, inventory tracking, and a free terminal for qualifying businesses.

✂️

Salons & Spas

Appointment-based businesses with predictable ticket sizes see immediate savings. Works with existing booking software.

🚗

Auto Repair

High average tickets mean high processing fees. A $1,200 repair at 2.8% costs you $33.60 — dual pricing eliminates that on every transaction.

🩺

Dental & Medical

Healthcare practices with patient-pay balances benefit significantly. Works alongside insurance billing systems.

🔧

Service & Trades

Plumbers, HVAC, electricians, and contractors with field-collected payments. Mobile terminal or virtual terminal. Zero processing fees on every job.

Free POS Hardware for Qualifying Businesses

Free POS Details

Free hardware applies to qualifying businesses processing $10,000/month or more. Not a lease — you own it outright. See the full details on the free POS equipment page.

What Portland Businesses Save Annually

Your savings scale directly with your monthly card volume. These figures assume a 2.6% blended rate — many Portland merchants pay more once all fees are included.

$6,252 Saved/year at $20K/mo card volume (small business)
$12,132 Saved/year at $40K/mo card volume (mid-size business)
$24,252 Saved/year at $80K/mo card volume (high-volume merchant)
Portland & Oregon-Based

Process with Bryant is based in Salem, OR and serves merchants across Portland, Salem, Eugene, Bend, and all of Oregon. 26+ years in payment processing. Bryant answers the phone — not a call center. (503) 207-6474

See What Your Portland Business Could Save

Get a free savings analysis. Send a recent processing statement and we'll show you your exact annual savings in under 10 minutes — no obligation, no pressure.

Get Your Free Portland Merchant Analysis

Find out exactly what your Portland business could save. Drop your info below and Bryant will review your current setup within 24 hours — no obligation.

Or call Bryant directly: (503) 207-6474

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We'll review your current processing setup and send you a clear breakdown of what you're paying now vs. what you could be paying with dual pricing.